Keeping your cards and account safe

Two-factor sign-in, phishing, card-testing fraud and safe habits that protect your balance and your account.

Should your browser remember card numbers?

Autofill is convenient and widely targeted. When saving a card in the browser is fine, and when it is not.

Hotel desks, office PCs and family laptops remember more than you think. A routine for paying without leaving traces.

Most alerts are you on a new phone or network. When one is not, these steps lock things down quickly.

A stranger asking to see your screen can see your codes and cards too. When to refuse, and how.

Some extensions can see everything on a page, including card fields. How to audit what you have installed.

Several free apps generate the same six-digit codes. They differ in backups, device moves and extra security.

The old phone still works, so move your codes now. A safe order of steps for switching devices.

If someone moves your number to their SIM, every text code goes to them. Why app-based codes avoid that risk.

Copycat payment pages look convincing. A short list of checks catches most of them before any data leaves your hands.

Total = balance + top-up charge + issue fee

Open an account, switch on two-factor sign-in and order the balance you need. You only ever pay for a card you order.

Open my account See the fees