Stop retrying: why repeated attempts make declines worse
Pressing pay again feels natural. To fraud filters, it looks like card testing. Why to pause after the second failure.
Read the guide : Stop retrying: why repeated attempts make declines worseTOP Guide topic
Card declines and how to fix them
Why a payment gets refused and what to check first: address details, balance, currency, merchant rules and more.
A verification step that never finished: 3-D Secure trouble
The bank verification window froze, closed or never appeared. What the step does and what to try next.
Read the guide : A verification step that never finished: 3-D Secure troubleThe $1 verification charge failed: what that small charge is
Many services charge a small amount to test a card, then reverse it. When that test fails, here is why.
Read the guide : The $1 verification charge failed: what that small charge isCurrency mismatch: when a foreign store refuses the card
Prices in one currency, a card in another: conversions can trigger declines. Why it happens and what helps.
Read the guide : Currency mismatch: when a foreign store refuses the cardMerchants that only accept cards from certain countries
Some stores accept cards only from specific countries. How to recognize the rule and what your options are.
Read the guide : Merchants that only accept cards from certain countriesDecline messages decoded: "do not honor" and friends
Declines come with cryptic labels. What the common ones usually mean and the first thing to try for each.
Read the guide : Decline messages decoded: "do not honor" and friends"Insufficient funds" with money on the card: holds, taxes and fees
The card shows a balance, yet the payment fails for lack of funds. The hidden extras that push a total over the edge.
Read the guide : "Insufficient funds" with money on the card: holds, taxes and feesFixing an address mismatch decline in three tries or fewer
Billing address checks compare a few characters. Enter the right ones and most mismatch declines disappear.
Read the guide : Fixing an address mismatch decline in three tries or fewerTotal = balance + top-up charge + issue fee
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