Decline messages decoded: "do not honor" and friends
Declines come with cryptic labels. What the common ones usually mean and the first thing to try for each.
Read the guide : Decline messages decoded: "do not honor" and friendsTOP Guide topic
Card declines and how to fix them
Why a payment gets refused and what to check first: address details, balance, currency, merchant rules and more.
"Insufficient funds" with money on the card: holds, taxes and fees
The card shows a balance, yet the payment fails for lack of funds. The hidden extras that push a total over the edge.
Read the guide : "Insufficient funds" with money on the card: holds, taxes and feesFixing an address mismatch decline in three tries or fewer
Billing address checks compare a few characters. Enter the right ones and most mismatch declines disappear.
Read the guide : Fixing an address mismatch decline in three tries or fewerTotal = balance + top-up charge + issue fee
Your card is one short checkout away.
Open an account, switch on two-factor sign-in and order the balance you need. You only ever pay for a card you order.